Old Testament
Proverbs 11:15
Read the Bible in clear, modern English—easy to understand, faithful to the meaning, and written for everyday readers.
Whoever guarantees a loan for a stranger will suffer for it, but whoever avoids such commitments is secure.
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He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.
What Proverbs 11:15 means
Plain-English insight for readers
This verse warns against the risks of guaranteeing loans for people you do not know well. When you act as a surety for a stranger, you take on a financial responsibility that can lead to hardship if the borrower fails to repay. The verse emphasizes the importance of being cautious and wise in financial dealings. It suggests that avoiding such risky commitments can lead to security and peace of mind. In essence, it encourages individuals to be prudent and to consider the potential consequences of their financial decisions, especially when they involve people outside their immediate circle. By being careful and avoiding unnecessary risks, one can maintain stability and avoid unnecessary troubles that come from being financially tied to someone else's obligations.
How to apply Proverbs 11:15 to your life
Before agreeing to co-sign a loan or guarantee for someone, take time to assess the situation. Consider the risks involved and whether you truly know the person well enough to take on that responsibility. Prioritize your financial security.
Curated for this public verse page. Proverbs Summary
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At a Glance — the Book of Proverbs
- Author
- Primarily Solomon, with other contributors
- Written
- Around 950-700 BC
- Genre
- Wisdom literature
- Original Audience
- Young people and all seeking wisdom
Frequently Asked Questions
Quick, clear answers about this verse
What does Proverbs 11:15 mean?
Proverbs 11:15 warns against the dangers of guaranteeing loans for strangers. It highlights that taking on such financial commitments can lead to hardship if the borrower fails to repay, encouraging caution in financial dealings.
What is the meaning of 'surety' in Proverbs 11:15?
In Proverbs 11:15, 'surety' refers to the act of guaranteeing a loan or financial obligation for someone else. The verse advises against becoming a surety for strangers, as it can lead to negative consequences.
How can I apply Proverbs 11:15 in my life?
To apply Proverbs 11:15, carefully consider any requests to co-sign loans or guarantee debts. Assess the risks involved and prioritize your own financial security before making such commitments.
What lessons can be learned from Proverbs 11:15?
Proverbs 11:15 teaches the importance of financial responsibility and caution in commitments. It encourages individuals to think wisely about their financial decisions and to avoid risky obligations that could lead to trouble.
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