Old Testament

Proverbs 11:15

The Clear Bible Translation matches the King James Version, written at a 10th-grade reading level in plain English

At a Glance

This verse warns against the risks of guaranteeing loans for people you do not know well.

Author
Primarily Solomon, with other contributors
Written
Around 950-700 BC
Genre
Wisdom literature
Original Audience
Young people and all seeking wisdom
CBTClear Bible Translation

Whoever guarantees a loan for a stranger will suffer for it, but whoever avoids such commitments is secure.

KJVKing James Version

He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.

Verse Analysis

Plain-English insight for readers

This verse warns against the risks of guaranteeing loans for people you do not know well. When you act as a surety for a stranger, you take on a financial responsibility that can lead to hardship if the borrower fails to repay. The verse emphasizes the importance of being cautious and wise in financial dealings. It suggests that avoiding such risky commitments can lead to security and peace of mind. In essence, it encourages individuals to be prudent and to consider the potential consequences of their financial decisions, especially when they involve people outside their immediate circle. By being careful and avoiding unnecessary risks, one can maintain stability and avoid unnecessary troubles that come from being financially tied to someone else's obligations. Explore related anxiety.

Related topics

anxiety, fear, strength

How to apply Proverbs 11:15 to your life

Before agreeing to co-sign a loan or guarantee for someone, take time to assess the situation. Consider the risks involved and whether you truly know the person well enough to take on that responsibility. Prioritize your financial security.

Curated for this public verse page. Proverbs Summary

Frequently Asked Questions

Quick, clear answers about this verse

What does Proverbs 11:15 mean?

Proverbs 11:15 warns against the dangers of guaranteeing loans for strangers. It highlights that taking on such financial commitments can lead to hardship if the borrower fails to repay, encouraging caution in financial dealings.

What is the meaning of 'surety' in Proverbs 11:15?

In Proverbs 11:15, 'surety' refers to the act of guaranteeing a loan or financial obligation for someone else. The verse advises against becoming a surety for strangers, as it can lead to negative consequences.

How can I apply Proverbs 11:15 in my life?

To apply Proverbs 11:15, carefully consider any requests to co-sign loans or guarantee debts. Assess the risks involved and prioritize your own financial security before making such commitments.

What lessons can be learned from Proverbs 11:15?

Proverbs 11:15 teaches the importance of financial responsibility and caution in commitments. It encourages individuals to think wisely about their financial decisions and to avoid risky obligations that could lead to trouble.

The Book of Proverbs
Book Summary

The Book of Proverbs

Proverbs 1: The Beginning of Knowledge

These are the proverbs of Solomon the son of David, king of Israel. They are given to know wisdom and instruction, to understand words of insight, and to receive instruction in wise behavior, justice, judgment, and fairness. They are written to give prudence to the simple, knowledge and discretion to the young. A wise person hears and increases learning, and a person of understanding gains wise counsel. The fear of the LORD is stated as the beginning of knowledge, while fools despise wisdom and instruction.

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