Old Testament
Psalms 37:21
The Clear Bible Translation matches the King James Version, written at a 10th-grade reading level in plain English
At a Glance
This verse contrasts the behavior of the wicked and the righteous.
- Author
- David, Asaph, the sons of Korah, Solomon, and others
- Written
- Around 1000-500 BC
- Genre
- Poetry and worship
- Original Audience
- Worshipers of Israel
The wicked borrows and does not pay again, but the righteous shows mercy and gives.
The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.
Verse Analysis
Plain-English insight for readers
This verse contrasts the behavior of the wicked and the righteous. The wicked person borrows money or resources but fails to repay, showing a lack of integrity and responsibility. In contrast, the righteous person is characterized by mercy and generosity, willingly giving to others without expecting anything in return. This highlights a moral principle: those who act unjustly will ultimately face consequences, while those who are kind and giving will be rewarded. The verse encourages readers to reflect on their own actions and the importance of being trustworthy and compassionate in their dealings with others. It serves as a reminder that our character is revealed through our actions, particularly in how we treat those in need and how we handle our obligations. Explore related wickedness.
Related Bible verses
How to apply Psalms 37:21 to your life
In daily life, strive to be trustworthy in your financial dealings. If you borrow, make it a priority to repay what you owe. Additionally, look for opportunities to show kindness and generosity to those around you, reflecting the character of the righteous.
Curated for this public verse page. Psalms Summary
Frequently Asked Questions
Quick, clear answers about this verse
What does Psalms 37:21 mean?
Psalms 37:21 contrasts the actions of the wicked and the righteous. It states that the wicked borrow without repaying, indicating a lack of integrity, while the righteous are merciful and generous, giving to others without expecting repayment.
What is the meaning of mercy in Psalms 37:21?
In Psalms 37:21, mercy refers to the compassionate and generous nature of the righteous. It highlights their willingness to help others and provide support, reflecting a character that values kindness over selfishness.
How does Psalms 37:21 apply to daily life?
Psalms 37:21 encourages individuals to be trustworthy in their financial obligations and to actively seek opportunities to help others. It serves as a reminder to reflect on one's character through actions of kindness and responsibility.
What does borrowing mean in Psalms 37:21?
In Psalms 37:21, borrowing refers to taking money or resources from others with the expectation of returning it. The verse criticizes those who borrow but do not repay, highlighting a lack of accountability.

The Book of Psalms
Psalm 1: Two Paths
This psalm describes two paths. The blessed person does not follow the counsel of the ungodly, does not stand in the way of sinners, and does not sit among the scornful. Instead, this person delights in the law of the LORD and thinks on it day and night.
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