Old Testament
Proverbs 21:20
The Clear Bible Translation matches the King James Version, written at a 10th-grade reading level in plain English
At a Glance
This verse highlights the contrast between the wise and the foolish regarding the management of resources.
- Author
- Primarily Solomon, with other contributors
- Written
- Around 950-700 BC
- Genre
- Wisdom literature
- Original Audience
- Young people and all seeking wisdom
There is desirable treasure and oil in the home of the wise, but a foolish person spends it all.
There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.
Verse Analysis
Plain-English insight for readers
This verse highlights the contrast between the wise and the foolish regarding the management of resources. The 'treasure and oil' symbolize valuable possessions and the ability to provide for oneself and others. A wise person knows how to save and invest their resources wisely, ensuring they have enough for the future. In contrast, a foolish person squanders their wealth without thought for tomorrow, leading to potential hardship. This teaching encourages us to be prudent and thoughtful in our financial decisions, emphasizing the importance of saving and planning for the future rather than living recklessly. The verse serves as a reminder that wisdom involves not just acquiring wealth but also managing it wisely to secure a stable and prosperous life.
Related Bible verses
How to apply Proverbs 21:20 to your life
To apply this verse, evaluate your spending habits and consider ways to save or invest your resources wisely. Create a budget that prioritizes saving for future needs and avoid impulsive purchases that can lead to financial instability. Practicing financial wisdom can lead to greater security and peace of mind.
Curated for this public verse page. Proverbs Summary
Frequently Asked Questions
Quick, clear answers about this verse
What does Proverbs 21:20 mean?
Proverbs 21:20 contrasts the wise and foolish in how they manage their resources. It suggests that wise individuals save and invest their wealth, while foolish people spend recklessly, which can lead to future hardship.
What is the meaning of 'treasure and oil' in Proverbs 21:20?
'Treasure and oil' symbolize valuable resources and the ability to provide for oneself. In this verse, they represent the importance of managing one's wealth wisely to ensure stability and security.
How can I apply Proverbs 21:20 in my life?
To apply this verse, assess your spending habits and create a budget that emphasizes saving and investing. Avoid impulsive purchases and focus on making thoughtful financial decisions to secure your future.
What lessons can we learn from Proverbs 21:20?
The key lessons from Proverbs 21:20 include the value of wisdom in financial management and the dangers of foolish spending. It encourages individuals to be prudent and plan ahead to avoid financial difficulties.

The Book of Proverbs
Proverbs 1: The Beginning of Knowledge
These are the proverbs of Solomon the son of David, king of Israel. They are given to know wisdom and instruction, to understand words of insight, and to receive instruction in wise behavior, justice, judgment, and fairness. They are written to give prudence to the simple, knowledge and discretion to the young. A wise person hears and increases learning, and a person of understanding gains wise counsel. The fear of the LORD is stated as the beginning of knowledge, while fools despise wisdom and instruction.
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