Old Testament
Proverbs 6:1
The Clear Bible Translation matches the King James Version, written at a 10th-grade reading level in plain English
At a Glance
In this verse, the author warns against the dangers of becoming a guarantor for someone else's loan.
- Author
- Primarily Solomon, with other contributors
- Written
- Around 950-700 BC
- Genre
- Wisdom literature
- Original Audience
- Young people and all seeking wisdom
My son, if you have guaranteed a loan for your friend, if you have shaken hands with a stranger,
My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger,
Verse Analysis
Plain-English insight for readers
In this verse, the author warns against the dangers of becoming a guarantor for someone else's loan. To be a surety means to take responsibility for someone else's debt, which can lead to financial trouble if that person fails to repay. The act of shaking hands symbolizes a binding agreement, often made hastily or without full consideration of the consequences. The advice is directed towards a young person, emphasizing the importance of being cautious in financial matters and relationships. It suggests that one should think carefully before committing to obligations that could impact their own financial stability. The underlying message is about the wisdom of being prudent and not rushing into agreements that could lead to regret or hardship. This principle can be applied to various aspects of life, encouraging individuals to evaluate their commitments and the trustworthiness of those they engage with, especially in financial dealings.
Related Bible verses
How to apply Proverbs 6:1 to your life
Before agreeing to co-sign a loan or guarantee a debt, take time to assess the situation. Consider the trustworthiness of the person and the potential risks involved. Protect your financial health by making informed decisions and avoiding hasty commitments.
Curated for this public verse page. Proverbs Summary
Frequently Asked Questions
Quick, clear answers about this verse
What does Proverbs 6:1 mean?
Proverbs 6:1 warns against becoming a guarantor for someone else's loan, highlighting the risks involved in taking responsibility for another person's debt. It advises caution in financial commitments and emphasizes the importance of considering the potential consequences before agreeing to such obligations.
What is the meaning of 'surety' in Proverbs 6:1?
In Proverbs 6:1, 'surety' refers to the act of guaranteeing a loan for someone else, meaning you are responsible for their debt if they fail to repay. This verse cautions against this practice, as it can lead to financial trouble.
How can I apply Proverbs 6:1 in my life?
To apply Proverbs 6:1, take time to evaluate any financial commitments before agreeing to co-sign loans or guarantee debts. Assess the reliability of the person asking for help and consider the potential impact on your own financial situation.
What lessons can be learned from Proverbs 6:1?
Proverbs 6:1 teaches the importance of caution in financial matters, the need for responsibility in commitments, and the value of trusting your instincts about others' reliability. It encourages individuals to think carefully before entering into agreements that could lead to regret.

The Book of Proverbs
Proverbs 1: The Beginning of Knowledge
These are the proverbs of Solomon the son of David, king of Israel. They are given to know wisdom and instruction, to understand words of insight, and to receive instruction in wise behavior, justice, judgment, and fairness. They are written to give prudence to the simple, knowledge and discretion to the young. A wise person hears and increases learning, and a person of understanding gains wise counsel. The fear of the LORD is stated as the beginning of knowledge, while fools despise wisdom and instruction.
Unlock the full Proverbs summary
Continue reading every chapter — themes, structure, and turning points.
The complete summary of Proverbs — a chapter-by-chapter breakdown covering all 31 chapters.
What you get
Every chapter of Proverbs summarized in clear, modern English
How each section connects — narrative flow, key themes, and turning points
Permanent access — read anytime, on any device
Best value • Save over 90%
One-time purchase • Access anytime
ClearBible summaries are proprietary content and may not be copied, republished, or resold.
Checkout works as a guest. After payment, you create an account to claim your unlock.